Welcome

Directors’ examinations are designed to specifically review your bank’s internal controls, financial statements, and operations to ensure regulatory compliance with Federal and state guidelines. Our approach with directors’ examinations provides assurance to your board of directors that the bank’s controls and operational and accounting procedures are effective. Additionally, we incorporate insights from financial consulting to address regulatory 'hot topics,' equipping management with proactive guidance for addressing examiner concerns before they arrive.

This independent audit is conducted utilizing the current Federal Financial Institution Examination Council (FFIEC) Bank Secrecy Act/Anti-Money Laundering Examination Manual core examination procedures. We prepare comprehensive work papers documenting the steps we completed and our transaction testing, which are essential for effective bank management. These work papers, along with a detailed report of our conclusions and recommendations, are provided to your bank. Examiners often reference our work papers and your responses to our recommendations as a foundation for their own examinations. Our financial consulting team will collaborate with your staff to develop effective policies and procedures that ensure regulatory compliance with these important laws and regulations.

Regulatory compliance is increasingly burdensome for banks. Many institutions lack the time or in-house expertise to navigate our evolving regulatory environment effectively. Our financial consulting services can assist by conducting a comprehensive consumer compliance review for your bank. Additionally, we can help you establish an internal compliance management program to ensure ongoing regulatory compliance. To further support your bank management efforts, we can enhance your compliance management function through targeted compliance audits, utilizing either a regulation by regulation approach or focusing on specific areas such as loans, deposits, and more.

Do you need help with problem loan workouts, loan loss reserve analysis, or an independent loan review? We also offer assistance with asset-liability management, investment strategies, and ensuring regulatory compliance. Additionally, we can help you develop new policies and procedures or enhance your board reports. These are just some of the many ways we provide financial consulting to empower bank management and help bankers help themselves.

Do you have a project that really needs to be completed, but no one with the time and/or expertise to tackle it? While you focus on bank management, we’ll handle the project to ensure it meets all regulatory compliance standards and aligns with your financial consulting goals!

Are you struggling to grasp information technology and security issues in your bank management practices? Was your last regulatory compliance IT exam less than satisfactory? Are you finding it difficult to even comprehend the questions on an IT exam, let alone deliver suitable answers? We offer a proven system designed to help you organize and prepare effectively for your next IT exam. 

Our financial consulting services include IT audits that incorporate industry best practices to assess your bank's controls, risk management, and internal procedures. This ensures that your bank has adequately safeguarded your customers' confidential information and is prepared for any foreseeable contingencies.

Increasingly, examiners are requesting that banks engage in independent loan reviews as part of their bank management practices. Contact us, and we’ll collaborate with you to select a sample of loans for a comprehensive underwriting and compliance review, ensuring alignment with regulatory compliance standards.